Zoekresultaat: 10 artikelen

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Dossier

Access_open De politiek van buy-to-let

Tijdschrift Beleid en Maatschappij, Aflevering 3 2018
Trefwoorden Housing, Financialization, Private investors, Buy-to-let, Private rent
Auteurs Jelke Bosma MSc, Dr. Cody Hochstenbach, Dr. Rodrigo Fernandez e.a.
SamenvattingAuteursinformatie

    In this feature authors discuss recent research findings that are of interest to readers of Beleid en Maatschappij.
    Mounting concerns exist that small private investors exacerbate the urban housing crisis, by purchasing dwellings to rent out so-called ‘buy-to-let’ purchases. By buying up property, they may drive up house prices and exclude regular house-seekers. In this paper, we show that buy-to-let purchases constitute an increasing share of all purchases on the Dutch housing market, and especially so in larger cities and university cities. We argue these local trends do not emerge out of thin air and are not a ‘natural’ market process but should be considered the product of both global economic developments and national policies supporting these changes. Global developments include the increased mobility and ample availability of capital, exemplified by a prolonged low interest environment and a growing scarcity of high quality collateral and investment opportunities, making housing attractive for storing capital. Dutch housing policies have increasingly restricted access to social rent to low-income groups, while blowing up house prices fuelled with mortgage debts. As a consequence, a growing number of households falls in-between these two tenures: they have to resort to private rent. Private investors respond to and accommodate this demand through buy-to-let investments. Furthermore, the Dutch national government has made steps to relax regulation on the private-rental market and weakened tenant rights. In so doing, it sets the scene for amplifying social and spatial inequalities between the property rich and the property poor.


Jelke Bosma MSc
Jelke Bosma MSc is junior onderzoeker aan de Universiteit van Amsterdam.

Dr. Cody Hochstenbach
Dr. Cody Hochstenbach is postdoctoraal onderzoeker stadsgeografie aan de Universiteit van Amsterdam, en redactielid van Beleid en Maatschappij.

Dr. Rodrigo Fernandez
Dr. Rodrigo Fernandez is postdoc aan de KU Leuven en onderzoeker bij SOMO.

Prof. dr. Manuel Aalbers
Prof. dr. Manuel Aalbers is hoogleraar sociale en economische geografie aan de KU Leuven.
Dossier

Access_open De opkomst van private verhuur in Nederland: woningnood als winst

Tijdschrift Beleid en Maatschappij, Aflevering 3 2018
Trefwoorden Private rental market, Buy-to-let, Welfare state, Pensions, Self-employment
Auteurs Dr. Barend Wind
SamenvattingAuteursinformatie

    During the last ten years, the private rental sector in the Netherlands has experienced a rapid growth. In the larger cities, this sector grew with 30 percent, mainly as a result of the large amount of private persons operating as small scale landlords (buy-to-let). This article reflects on the findings of a recent report on the nature of the buy-to-let sector in the Netherlands, carried out by Manuel Aalbers, Jelke Bosma, Rodrigo Fernandez and Cody Hochstenbach. This takes their findings as a starting point, and positions the Dutch private rental sector in an internationally comparative perspective. Furthermore, this article explains the rise of the buy-to-let sector not just from a housing market point of view, but from a welfare state perspective. In different European countries, the private rental sector plays a different role in the housing market, which impacts on the availability and affordability of housing in urban areas. Moreover, rental income for buy-to-let or small-scale private landlords can be seen as part of the provision of welfare. For some it is a pension arrangement, for others a speculative investment. This article reflects on the policy recommendations that Aalbers cum suis propose in their report. To what extent are their proposals able to increase the availability and affordability of housing, without undermining the livelihood of landlords for whom the rental incomes function as social security arrangement?


Dr. Barend Wind
Dr. Barend Wind is universitair docent sociale planologie bij de Basiseenheid Planologie, faculteit Ruimtelijke wetenschappen van de Rijksuniversiteit Groningen.

    Politicians and scientists in the Netherlands often claim that only municipalities with over 100,000 inhabitants (so called ‘100,000+ municipalities’) have enough administrative power to be able to carry out their tasks in the future well. This is also the case for the responsibilities that recently have handed over to the Dutch municipalities as part of the three decentralizations. Against the background of this debate, the authors of this essay argue that the experiences of the four European microstates – Andorra, Liechtenstein, Monaco and San Marino –may offer an interesting frame of reference where it concerns the delivery of public services. These four countries have all the responsibilities and tasks of a sovereign state, but at the same time three of the four countries have a population of fewer than 40,000 inhabitants. Also, the fourth country is smaller than a 100,000+ municipality. Despite the small size of these states, their public services are of an exceptionally high level. Therefore this essay tries to answer two questions: How is this possible? What can we learn from the experiences of these microstates about the debate on scale and administrative power in the Netherlands?


Dr. ir. Pepijn van Houwelingen
Dr. ir. P. van Houwelingen is onderzoeker bij het Sociaal en Cultureel Planbureau.

Dr. Wouter Veenendaal
Dr. W.P. Veenendaal is onderzoeker bij het Koninklijk Instituut voor Taal-, Land- en Volkenkunde.
Artikel

Keuzemogelijkheden binnen en tussen pensioenregelingen: niet voor elk wat wils

Tijdschrift Beleid en Maatschappij, Aflevering 2 2015
Trefwoorden Tweede pensioenzuil, Solidariteit, Keuzemogelijkheden, Preferenties, economische theorie
Auteurs Dr. Lei Delsen
SamenvattingAuteursinformatie

    Surveys show that Dutch people want more options with regard to the own pension. Can freedom of choice be combined with collective organised solidarity within supplementary pension schemes? To answer this question the article discusses the pros and cons of options of workers and employers within and between pension schemes. The theoretical and empirical consequences of choices in the Dutch supplementary pension schemes are reviewed. The neo-classical economic theory, the neo-institutional theory and behavioral economic theory are applied to supplementary pensions. In addition, lessons are learned from the experience in the Netherlands with choices within pension schemes and with choices in other areas. Only a very small minority will use the new options in the supplementary pension schemes. Unlike the neoclassical economic theory, the neo-institutional theory and behavioral economic theory recommend to extend the compulsory supplementary pension to all employed persons. The welfare gain of more choices is questionable. Lifting the mandatory participation will affect the relative success of the Dutch pension system: large numbers of insured workers and relatively cheap and a relatively high pension as a result of this supplementary pension.


Dr. Lei Delsen
Dr. Lei Delsen is universitair hoofddocent sociaaleconomisch beleid aan de Radboud Universiteit, Institute for Management Research, en research fellow van het Network for Studies on Pensions, Aging and Retirement (Netspar).
Artikel

Governance by numbers: risico’s verbonden aan de internationale benchmarking en ranking van pensioensystemen

Tijdschrift Beleid en Maatschappij, Aflevering 2 2013
Trefwoorden Governance by numbers, Commensuratie, comparatief onderzoek, doelmatigheid van pensioenen, standaardisatie
Auteurs Drs. Hans Peeters en Dr. Gert Verschraegen
SamenvattingAuteursinformatie

    This article points out some of the pitfalls and ambiguities involved in quantified cross-national policy comparisons by looking at the construction and use of standardized indicators in the field of pension policy. The empirical analysis looks at three cases where the OESO and EU use standardized pension indicators to score and rank the performance of national pension systems. The cases illustrate some of the problems associated with scoring and ranking the outcomes of unique and complex pension systems by means of internationally standardized indicators. Our results show that internationally standardised indicators for pension systems are not neutral in the sense that they favor countries with certain institutional pension policy mixes over others. When particular institutional characteristics are treated differently under the same metric, systematically distorted conclusions about the performance of national pension systems may, and likely do, result. Consequently, these observed biases hinder reliable cross-national comparison that is based on these indicators. The article concludes with some recommendations on the construction and use of international indicators in the field of pension policy. It also discusses where research on the process of commensuration – transforming qualities into quantities − in a comparative context should go from here.


Drs. Hans Peeters
Hans Peeters is wetenschappelijk medewerker aan het Centrum voor Sociologisch Onderzoek van de KU Leuven, België, hans.peeters@soc.kuleuven.be.

Dr. Gert Verschraegen
Gert Verschraegen is docent sociologie aan de Universiteit Antwerpen, België, Gert.Verschraegen@ua.ac.be.
Artikel

The past, present and future of the Big Society

Een ideeëngeschiedenis met betekenis voor Nederland

Tijdschrift Bestuurskunde, Aflevering 1 2013
Trefwoorden Big Society, political ideas, agenda-setting
Auteurs Peter Franklin en Peter Noordhoek
SamenvattingAuteursinformatie

    This article explores the intellectual, political and pragmatic origins of the concept Big Society. The authors argue that although the concept has become intertwined with the political ideas of UK’s Prime Minister David Cameron, the concept has also become firmly rooted in society and is thus likely to survive the political life of Cameron. Also outside the UK, the concept has acquired political attention. The authors explore the meaning of Big Society for the Netherlands. Thus far, the concept has reached the political agenda, but time will tell how the concept succeeds to sustain.


Peter Franklin
P. Franklin is a political researcher and speechwriter specialising in social and environmental issues. A former member of the Conservative Research Department and Policy Unit, he now works in the House of Commons. All views expressed in this article are his own.

Peter Noordhoek
P. Noordhoek is directeur van Northedge BV.
Artikel

Laveren tussen belanghebbenden

Reële autonomie en financieel toezicht

Tijdschrift Beleid en Maatschappij, Aflevering 4 2012
Trefwoorden regulatory governance, de facto autonomy, financial supervision, bureaucracy, institutional reform
Auteurs Dr. Caelesta Braun
SamenvattingAuteursinformatie

    De facto autonomy, the actual potential of regulatory agencies to go about their daily work, is often conceived to be more important to explain regulatory capacity than its formal autonomy and responsibilities. In this article we investigate whether external context factors, such as the financial and economic crisis have an impact on de facto autonomy. More specifically, we investigate whether the de facto autonomy varies after the crisis and distinctively so for specific subsets of employees within regulatory agencies. According to literature, mid-level managers of agencies are key to de facto autonomy and building a secure reputation for the agency in question. We test these external and internal effects on de facto autonomy with a survey among employees of the Dutch Financial Market Authority (N = 248). The findings show that the perceived influence of stakeholders is relatively constant, but that it is more dynamic for European stakeholders. Both middle managers and employees working at strategic and policy departments of the agency conceive the impact of European stakeholders as increasing in nature. The findings have important implications for our studies of de facto autonomy of regulatory agencies as well as reform potential after major institutional crises.


Dr. Caelesta Braun
Caelesta Braun is universitair docent aan het Department of Governance Studies, Vu University en als gastonderzoeker verbonden aan Antwerp Centre for Institutions and Multilevel Politics (ACIM), University of Antwerp. Correspondentiegegevens: Dr. Caelesta Braun, afdeling Bestuurswetenschappen, faculteit Sociale Wetenschappen, De Boelelaan 1081, 1081 HV Amsterdam, c.braun@vu.nl.
Praktijk

Federalisering van financieel toezicht in Europa, maar niet zonder nationale invloed

Interview met Steven Maijoor, voorzitter van de Europese effectentoezichthouder

Tijdschrift Bestuurskunde, Aflevering 3 2012
Auteurs Martijn Groenleer
Auteursinformatie

Martijn Groenleer
Dr M.L.P. Groenleer is universitair docent bestuurskunde aan de Faculteit Techniek, Bestuur en Management van de TU Delft.
Artikel

Het falende veld van ondersteuning bij ongelijke behandeling

Tijdschrift Beleid en Maatschappij, Aflevering 2 2011
Trefwoorden equal treatment, work, social protection, retaliation, interorganizational field
Auteurs Marieke van Genugten en Jörgen Svensson
SamenvattingAuteursinformatie

    There are many different ways in which employees may choose to address unequal treatment at work. They may do so themselves, in an informal or formal manner on the work floor. They may also, at some stage in the dispute, decide to involve specialized advisers such as legal advisers, anti-discrimination officers, health and safety executives and labour unions. It is generally assumed that consulting such specialized advisers will help the employee to address unequal treatment more successfully. In this paper, the effectiveness of the interorganizational field of specialized advisers is analyzed on the basis of an elaborate study among different types of respondents. The main finding is that fear of retaliation plays a crucial role in seeking and receiving specialized advice and that the existing interorganizational field broadly fails to cope with this fear. To resolve this issue, the field needs an improved governance structure with better co-ordination between different types of advisers.


Marieke van Genugten
Marieke van Genugten is universitair docent bestuurskunde aan het Institute for Management Research, Radboud Universiteit Nijmegen. Correspondentiegegevens: dr. M.L. van Genugten, Institute for Management Research, Radboud Universiteit Nijmegen, Thomas van Aquinostraat 5, 6525 GD Nijmegen, Postbus 9108, 6500 HK Nijmegen, m.vangenugten@fm.ru.nl.

Jörgen Svensson
Jörgen Svensson is universitair docent sociologie aan het Institute for Innovation and Governance Studies, Universiteit Twente.

Harry van Dalen
Harry van Dalen is werkzaam als senior onderzoeker bij het Nederlands Interdisciplinair Demografisch Instituut (NIDI) te Den Haag en het CentER van de Universiteit van Tilburg. Correspondentiegegevens: Dr. H.P. van Dalen Nederlands Interdisciplinair Demografisch Instituut Postbus 11650 2502 AR Den Haag dalen@nidi.nl
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